Upon submission of your filing, the efiling system will initiate a pre-authorization hold for the amount of fees you have incurred with your filing. This ensures that the funds to pay the fees will be available once the filing has been accepted by the court.
If you know your payment account has insufficient funds prior to filing, you may wish to save your draft and wait until you have enough funds to complete your filing. Submitting a filing with insufficient funds in your payment account may generate a "Payment Declined" error that may prevent your filing from being submitted to the court successfully.